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United Healthcare Health Insurance for Drug and Alcohol Rehab in Texas

 

 

United Healthcare insurance for drug and alcohol rehab in Texas covers different addiction treatment and counseling services. However, the extent of coverage and what is paid for by United Healthcare depends on the health plan type. United Healthcare or UnitedHealth Group typically does cover drug and alcohol rehab. UnitedHealth Group, also known as United Healthcare, is comprised of two companies, United Healthcare and Optum. United Healthcare provides healthcare coverage and benefits services, and Optum offers information and technology-enabled health services. Overall, the coverage for drug and alcohol rehab hinges upon the member’s plan, their treatment provider, and their addiction treatment needs. It is important to speak with the insurance company and the drug rehab program in Texas to determine what is covered and how it is done with health insurance.

The methods for treating drug and alcohol addiction are not the same for every person. Typically, most drug rehab centers offer an initial assessment to determine the course of treatment and the counseling or therapy methods used. The first step in treating drug addiction is drug detox to manage withdrawal cravings and symptoms. United Healthcare insurance may cover medically supervised drug detox or standard drug detox programs. The next phase of drug rehabilitation involves attending residential or outpatient drug rehab. Health insurance does cover some part of inpatient or outpatient treatment. Residential drug rehab programs offer extensive therapy and counseling options for all forms of drug addiction. It is also important to consider aftercare support like 12-step meetings, peer support groups, and sober living homes.

 

How Does United Healthcare Health Insurance Cover Drug Rehab in Texas?

United Healthcare for drug rehab in Texas offers different plans and coverage, and through that coverage, families, and addicts can access drug rehab, counseling, and therapy. The extent of coverage and what is paid form depends on the health insurance plan type. The health insurance plan types offered by United Healthcare vary from state to state. Generally, there are three different levels of care for families and individuals. United Healthcare Choice offers in-network drug rehab providers but no coverage for out-of-network providers. United Healthcare Choice Plus offers cost savings for providers in the service network but provides less coverage for out-of-network providers. Finally, United Healthcare options PPO offers saving for out-of-network costs when using a service that is part of a preferred provider network.

Generally, location is not a barrier for someone with a United Healthcare plan. To see what benefits are offered for drug rehab, the first step is contacting the health insurance providers. Some drug rehab programs and drug detox programs require payment upfront, and the patient is reimbursed later, while other options offer a co-pay option or cover a percentage of treatment. Finding the right drug rehab is important, and the cost of treatment should not prevent a family from accessing the help they need. Families should take advantage of their health insurance plans to pay for drug and alcohol rehab in Texas.  

 

What Type of Drug Rehab Does United Healthcare Health Insurance Cover in Texas?

The type of drug rehab that Untied Healthcare in Texas covers depends on the health insurance plan type. Typically, health insurance covers inpatient drug detox, outpatient drug detox, partial hospitalization, residential drug rehab, outpatient drug rehab, individual counseling, group counseling, or family therapy. Drug detox is part of United Healthcare coverage and is an important first step in treating drug or alcohol addiction. However, depending on the health insurance provider, they may choose not to extend coverage to drug detox if they feel the detoxification could become dangerous. It is important to speak with a medical professional and United Healthcare to determine what detox is needed. Drug detox includes medically supervised detox to manage severe addiction and withdrawal symptoms. Standard drug detox manages less severe addiction where medical supervision is not necessarily required.

Inpatient or residential drug rehab is generally covered by United Healthcare. In most cases, a percentage is insured and covered by health insurance. United Healthcare may choose to cover certain aspects of residential drug rehab. Outpatient drug rehab is also generally covered, and United Healthcare generally extends to long-term outpatient care, making it easier for patients to engage in lengthier treatment options for drug or alcohol addiction. United Healthcare offers in-network and out-of-network providers. An in-network provider is a drug rehab center that has negotiated with United Healthcare and agreed to charge them lower prices. An out-of-network provider is a drug rehab center that has not reached an agreement with the health insurance provider and charges standard rates. 

 

Family Intervention for Drug Addiction in Texas

Family intervention in Texas for drug addiction is the best option to help families regain control and save their drug-addicted family member. A family intervention can motivate the addict to seek help for their alcohol or drug misuse. It is challenging to watch someone struggling with drug addiction. Unfortunately, addicts are often in denial about their situation and unwilling to seek treatment. Moreover, they may not even recognize the negative effects their behavior has on themselves and their family. With the help of a professional interventionist, the drug addict is motivated to seek help and commit to a drug rehab center in Texas.

Family intervention is a carefully planned process bringing family and friends together to confront the drug-addicted family member. During an intervention, these individuals gather together to confront the addict about the consequences of addiction. Most family intervention demonstrates specific examples of destructive behavior and their impact on the addict and their family. Family intervention helps the family set clear boundaries and consequences if the drug-addicted family member refuses to accept help. Successful family intervention in Texas planned carefully to work as intended. However, a poorly planned intervention makes the situation worse.

 

Health Insurance for Drug Rehab and Drug Addiction Trends in Texas

United Healthcare insurance covers different drug rehab options in Texas, but not every family has access to health insurance. According to the United States Census Bureau, 17.7% of residents in 2018 were without health insurance. Also, roughly 61.8% of residents had private health insurance, while 29% had public health insurance. Generally, drug and alcohol abuse impacts people from all age groups. According to the Texas Behavioral Health Barometer, among people aged 12 or older in Texas between 2015 and 2017, 6.3% had a substance use disorder.

 

Sources-

https://www.samhsa.gov/data/sites/default/files/cbhsq-reports/Texas-BH-BarometerVolume5.pdf

https://www.census.gov/library/stories/2019/11/state-by-state-health-insurance-coverage-2018.html