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Humana Health Insurance for Drug and Alcohol Rehabilitation in Texas

 

 

Humana health insurance typically covers drug and alcohol rehab options in Texas and is one of the largest health insurance providers in the country. Humana health insurance provides numerous in-network drug rehab options for all forms of drug addiction. Humana health insurance addiction treatment coverage depends on the plan type and the area a person lives. Humana health insurance provides a wide range of services to help addicts and their families. Overall, there are several types of individual and group coverage. Someone struggling with a drug addiction should not struggle to access drug rehab and the treatment they need. Humana also covers military service members and their families with Humana military. In addition, Humana offers Medicare and Medicaid plans depending on the state.

Overall, the drug rehabilitation process using Humana health insurance involves different steps. Initially, most drug rehab centers covered by health insurance evaluate the addict before they begin treatment. The purpose of an evaluation is to determine what counseling and therapy are required. The first step in treating drug addiction is a drug detox to manage withdrawal symptoms and cravings. Typically, the extent and severity of withdrawal symptoms determine what method of drug detox is needed. The next phase of drug rehab involves attending a residential or outpatient drug rehab center. It is also important to consider aftercare support like 12-step meetings, peer support groups, or sober living homes. Humana health insurance plans cover most forms of counseling and therapy and may help with aftercare support.  

 

How Does Humana Health Insurance Cover Drug Rehab in Texas?

Humana health insurance covers different drug rehab options in Texas. There are several types of individual medical insurance plans that are usually through a Preferred Provider organization and Health Maintenance Organization plans. Humana health insurance coverage typically expands across drug rehab and behavioral health treatment coverage. Typically, a patient will visit a primary care physician to receive a recommendation for drug rehab. The two most common healthcare plans are HMO and PPO plans. An HMO plan with Humana allows the patient to choose their primary care physician. However, when accessing drug rehab outside of the network, a referral is usually needed. HMO plans have lower or no deductibles, and overall coverage is usually a lower cost.

In addition, HMO coverage is a good option for someone seeking a specialist and healthcare providers out of their network. PPO plans allow a patient to seek healthcare provider in and out of their network without referrals. PPO plans also have higher deductibles, but individuals can access healthcare providers outside of their network without a referral. The first step is to contact the Humana health insurance provider and find out what coverage is provided. It is also important to contact the drug rehab center and find out what the process involves when using health insurance to pay for drug rehab in Texas. Overall, health insurance providers typically cover rehab treatment for most types of substance abuse. For example, this includes alcohol, suboxone, heroin, cocaine, methamphetamine, and other drugs. 

 

What Type of Drug Rehab Does Humana Health Insurance Cover in Texas?

Humana health insurance for drug rehab in Texas covers different types of drug and alcohol detox, residential drug rehab, outpatient treatment, and aftercare support. Humana behavioral health is an extension of Humana. The first step in treating drug addiction involves drug detox, and typically, the extent and severity of withdrawal symptoms determine what method of drug detox is needed. Humana health insurance may cover medically supervised drug detox that treats more severe addiction. Medical detox involves medical supervision and medication to manage withdrawal symptoms and cravings. Standard drug detox programs treat less severe forms of drug addiction where medical supervision is not necessarily required.

Humana health insurance may also cover some forms of residential and outpatient drug rehab. Inpatient drug rehab programs offer short-term and long-term rehabilitation. Lengthier drug rehab programs in Texas offer better options because there is more time to offer extensive counseling and behavioral health options. Outpatient drug rehab in Texas is also a good option to consider, especially for addicts that are not committed to residential drug rehab. Outpatient drug rehab also includes intensive outpatient treatment. Health insurance also covers different behavioral health counseling and therapy. Recovery support groups, 12-step meetings, and sober living homes are important aspects of recovery when completing drug rehab.

 

Family Intervention for Drug Addiction in Texas

Family intervention in Texas helps families motivate a drug-addicted loved one to accept treatment and attend a drug rehab center. When families have found a drug rehab center through Humana health insurance, the first step is convincing the addict they need drug rehab. It is challenging to help a loved one struggling with drug addiction. Someone who is addicted to drugs or alcohol is often in denial about their situation and unwilling to seek treatment. Moreover, most addicts do not recognize the negative effects of their behavior and how it impacts themselves and their family.

With the help of a professional interventionist, the family can set clear boundaries with a structured opportunity to make positive changes with drug rehab. Family intervention is a carefully planned process that is done with family, friends, and an interventionist. During a family intervention, everyone comes together, and each member of the intervention team has a role to play during the intervention. For example, family intervention provides specific examples of destructive behavior and its impact on the addict and their family. A professional interventionist helps the family set clear boundaries and consequences if the addict refuses help. A carefully planned family intervention works and helps begin the drug rehabilitation process.

 

Health Insurance for Drug Rehab and Drug Addiction Trends in Texas

Humana health insurance covers different drug rehab options in Texas; however, not every family has access to health insurance to help pay for drug rehab. In 2019, approximately 54% of residents had private health insurance, 17% were uninsured, 17% had Medicaid, and 10% had Medicare, while 2% of residents were uninsured. Drug and alcohol addiction in Texas impacts people from all age groups. According to the Texas Behavioral Health Barometer, among youth aged 12 to 17 between 2013 and 2017, 9.4% had used alcohol for the first time, while 13.6% of young adults had a substance use disorder between 2015 and 2017.

 

Sources-

https://www.ahip.org/wp-content/uploads/Texas_StateDataBook_2019.pdf

https://www.samhsa.gov/data/sites/default/files/cbhsq-reports/Texas-BH-BarometerVolume5.pdf