How Does TRICARE Health Insurance Cover Drug Rehab?
TRICARE health insurance plans cover different things depending on the plan and level of coverage. However, per the TRICARE website regarding covered services, programs include inpatient services, intensive outpatient programs, management of withdrawal symptoms,
medication-assisted treatment, mental health therapeutic services, office-based opioid treatment, opioid treatment programs, partial hospitalization programs, and residential substance use disorder treatment. When determining what rehabilitation is the best option, typically, an addiction assessment would help. The purpose of an assessment is to determine the extent of addiction and locate suitable rehabilitation options. Addiction assessments are beneficial to the family and addict. The assessment could be done over the phone or in-person.
When accessing rehabilitation through TRICARE, the insurance provider would help its clients contact the treatment services they have access to. Overall, the cost of rehabilitation varies and is widely dependent on the level of care needed. Most private health plans do cover at least a portion of substance abuse treatment. TRICARE would direct you and your family to what is covered and or the treatment center would help you determine what your health plan covers. Substance abuse impacts millions of Americans, and in 2019, 14.5 million Americans had a substance use disorder, per the 2019 National Survey on Drug Use and Health. Treating addiction involves a well-rounded approach, which includes detox, inpatient treatment, and aftercare support. TriCare Drug Rehab and Detoxification Centers Detoxification is essential, and the type of detox needed is determined by the severity of the addiction. Typically, the common detox options are medically supervised detox and traditional withdrawal management. Medically supervised detox involves withdrawal management with the help of medication to control withdrawal symptoms. Someone struggling with severe alcoholism, opioid addiction, or prescription drugs would benefit from a medically supervised detox. Traditional detox centers manage most forms of street drug addiction, but it is still a necessary
step to treat addiction. Physical withdrawal symptoms vary, and some are more severe than others.
Following detox, the next step with treatment involves attending an inpatient or outpatient treatment center, which TRICARE insurance would help a family locate and pay for. Typically, the severity of addiction would determine what type of treatment is needed. Residential rehabilitation programs provide extensive options because all the services are provided onsite. Residential rehabilitation is long-term or short-term, and severe addiction benefits from lengthier rehabilitation. However, it is not easy to convince someone they need help, and most families organize a professional intervention. Interventions help families take control and ensure their loved one gets the help they need. Rehabilitation is a necessary process along with aftercare, and TRICARE health insurance policies cover drug rehab making it easier for families to manage the cost of treatment.
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