Health Choice Health Insurance for Drug Rehabilitation in Florida
Health Choice Health Insurance or Health Select planscover behavioral health services and drug rehabilitation programs, and drug detox in Florida. Health Choice offers its members various plan options that cover drug rehab, drug detox, individual counseling, and group therapy. Health Choice Select is a program designed to reduce the costs of select services by contracting with select facilities to provide these services. With the passage of the Affordable Care Act, more Americans now have access to substance abuse treatment in Florida. Health insurance may not cover every aspect of drug rehabilitation. Still, most plans pay for some percentage of substance abuse treatment in Florida.
A family searching for drug rehab in Florida would speak to their health insurance provider to find out what is covered. Most drug rehab centers in Florida assess each individual before treatment. The purpose of an assessment is to determine what rehabilitation methods will be used to help. The first step in treating drug addiction is drug detox to manage withdrawal symptoms. Drug detox in Florida should not be considered the only approach to manage drug addiction as it does not provide adequate counseling and therapy. The next phase of drug rehabilitation involves attending a residential or outpatient drug rehab center in Florida. Both options are usually covered by health insurance to some extent. Recovering addicts should also consider aftercare support like 12-step meetings, peer support groups, and sober living homes in Florida.
How Does Health Choice Health Insurance Cover Substance Abuse Treatment in Florida?
Health Choice health insurance covers substance abuse treatment options in Florida. The health insurance provider contracts with facilities to provide services at one low, bundled price covered at 100% allowable fees. Generally, there are no out-of-pocket costs to members, but every health insurance plan is different. High deductible health plans, for example, must meet their deductible before any benefits other than preventative services are paid by the plan. Health Choice also offers bundled pricing,providing one consolidated bill for service. Members of Health Choice can search for facilities participating in Health Choice Select on the Health Choice website. Health insurance plans include Health Choice High, High Alternative, Basic, Basic Alternative plans, and High Deductible Plans.
Families or the addict should contact Health Choice and the drug rehab center in Florida. A drug rehab center in Florida helps families go through the process of using health insurance to pay for treatment. The two most common healthcare plans are Health Maintenance Organization plans and Preferred Provider Organization plans. HMO plans allow patients to choose their primary care physician in Florida. When seeking a specialist or physician outside of the network, the individual would need a referral. HMO plans have lower deductibles, yet there is no coverage for an out-of-network provider.However, it offers lower premiums. PPO plans have higher deductibles, access to out-of-network and in-network providers.Members can also access out-of-network providers without a referral.
What Type of Drug Rehabilitation Does Health Choice Health Insurance Cover in Florida?
The type of substance abuse treatment in Florida covered by Health Choices depends on the health insurance plan.Some drug rehab centers in Florida are within the network or out of the network. Some health insurance programs have special agreements with providers of vital services. These agreements are in place to have the provider agree to offer a certain type of care at an exact price to the client.Moreover, the insurance plan agrees to provide referrals to that substance abuse treatment center. Individuals with health insurance plans like this can receive referrals to residential drug rehab, outpatient drug rehab, or drug detox in Florida. Drug rehabilitation centers in Florida that are covered by health insurance include inpatient detox, outpatient detox, partial hospitalization, residential rehab, and outpatient rehab.
Treating drug addiction begins with drug detox. This could be a medically supervised drug detox or standard drug detox in Florida. Medically supervised drug detox provides medical supervision and withdrawal management to treat severe withdrawal symptoms. Residential drug rehab programs in Florida include short-term and long-term options. Lengthier drug rehab is usually the better choice because more treatment options are provided. Outpatient drug rehab in Florida is also effective and a good option for a patient that is not committed to residential drug rehab. Health Choice insurance may also cover different counseling and therapy options like individual therapy, group counseling, and family therapies in Florida.
Family Intervention in Florida for Substance Abuse
Before finding a suitable drug rehab in Florida through Health Choice insurance, the family must take steps to convince the addict they need help. Family intervention in Florida motivates the addict to seek help for their alcohol or drug addiction. Someone struggling with drug addiction is in denial about their addiction. Also, they may not recognize the negative effects their addiction has on themselves and others. With the help of a professional interventionist, the addict is given an opportunity to make changes before their addiction worsens.
Family intervention in Florida is a carefully planned process.Intervention brings together friends, family, and an interventionist. During the intervention, family and friends provide examples of the addict’s destructive behavior and how it has impacted themselves and their family. The interventionist also helps the family set clear boundaries and consequences if the addict refuses to accept help. A successful family intervention is carefully planned, but a poorly planned intervention can worsen the situation.
Health Insurance for Addiction Treatment and Drug Addiction Trends in Florida
Not every family or addict can afford private drug rehab or access public drug rehab programs in Florida. Health insurance plans cover some behavioral health services and drug rehab programs, making it easier to pay for treatment. In 2019, 40.3% of Florida residents had health insurance through an employer. In addition, 17.4% had Medicaid, and 18% had Medicare health insurance. Substance abuse impacts people from all age groups. According to the Florida Behavioral Health Barometer, between 2017 and 2019, 6.3% of residents aged 12 or older had a past year substance use disorder.
Sources-
https://www.samhsa.gov/data/sites/default/files/reports/rpt32826/Florida-BH-Barometer_Volume6.pdf
