Florida Blue Cross Blue Shield Covered Alcohol Treatment Facilities
Blue Cross Blue Shield is one of the biggest healthcare insurance providers in the United States and covers businesses, families, and individuals living in Florida. Florida residents with health insurance plans through Blue Cross Blue Shield can use their health insurance to cover and pay for some parts of alcohol rehabilitation or behavioral health services. The alcohol addiction treatment policies vary according to the coverage amount and by the plan. Families and individuals who use their Blue Cross Blue Shield insurance plans in Florida to cover alcohol rehab costs can take advantage of significantly reduced costs at some rehabilitation centers. Blue Cross Blue Shield may also cover the entire stay at an alcohol rehab center or treatment program in Florida. Affording alcohol rehab in Florida should not keep a person from getting the rehabilitation and help they need.
Therehabilitation process for alcohol addiction using health insurance involves proper withdrawal management and medical detox, residential alcohol rehab in Florida, outpatient alcohol rehab, and aftercare support. The first step is alcohol detox. This may involve a medically supervised detox or a partial hospitalization program to manage withdrawal symptoms. Alcohol detox should not be considered the only approach. The next step involves attending a residential or outpatient alcohol rehab program in Florida. Health insurance typically covers most forms of alcohol rehab. It is also important for families and addicts to consider recovery support like 12-step meetings, peer support groups, and sober living homes for recovering alcoholics.
How Does Blue Cross Blue Shield Health Insurance Cover Alcohol Rehab in Florida?
Health insurance was once considered a bit of luxury. Still, with the passage of the Affordable Care Act, more people in Florida have health insurance plans through an employer or family plan. Health insurance plans cover alcohol rehab to help families access the proper treatment they need. Blue Cross Blue Shield plans for alcohol rehab vary regarding what type of insurance coverage they provide or how long they cover alcohol rehab in Florida. When determining what alcohol rehab in Florida Blue Cross Blue Shield covers, it is important to speak with the health insurance provider and the alcohol rehab center or treatment program. Most alcohol rehab centers can help walk a family through the process of using their health insurance to pay for alcohol rehab and find treatment methods that are covered.
The two most common health care plans are Health Maintenance Organizations plans and Preferred Provider Organization Plans. HMO plans allow patients in Florida to choose their primary care physician and see that doctor for most of their medical and rehabilitation needs. When seeking alcohol rehab outside of the network in Florida, a referral is needed by the primary care physician. Typically, HMO plans have lower or no deductibles, and overall coverage is usually a lower cost. PPO plans allow patients to seek healthcare providers in and out of their network without referrals. Typically, PPO plans have higher deductibles than those of an HMO plan in Florida.
What Type of Alcohol Addiction Rehabilitation Does Blue Cross Blue Shield Health Insurance Cover in Florida?
Some of the common alcohol addiction rehab programs in Florida that health insurance covers include medically supervised alcohol detox, outpatient alcohol rehab, residential or inpatient treatment, medication-assisted treatment, counseling, and short-term alcohol rehab. Other treatment options include long-term alcohol rehab, behavioral therapy, group therapy, individual therapy, and partial hospitalization programs. Each of the Blue Cross Blue Shield plans offers different coverage levels for the individual. While most services are covered, each service is covered at a specific percentage level for each plan. Overall, every health insurance plan with Blue Cross Blue Shield in Florida is uniquely tailored to the policyholder.
Health insurance plans within the Florida Marketplace must provide care in 10 essential health categories, one of those being addiction care. Under the Affordable Care Act, health insurance plans must provide a one-page summary of benefits and therapies along with their fees. Health insurance providers like Blue Cross Blue Shield in Florida do help keep costs down. Treating alcohol addiction may require a medical detox to manage withdrawal cravings that can be dangerous. Blue Cross Blue Shield plans have different outpatient or residential alcohol rehab options. They may even cover counseling or recovery resources after completing alcohol rehab. However, most aftercare support like 12-step meetings or peer support groups in Florida is free.
Family Intervention for Alcohol Addiction in Florida
Watching a loved one struggle with alcohol addiction is not easy. Yet, family intervention in Florida can motivate the alcoholic to get help and attend alcohol rehab. Family members may take the time to organize an alcohol rehab program in Florida through their Blue Cross Blue Shield health insurance.The next step is convincing the alcohol-addicted loved one they need help. People who struggle with alcohol addiction are often in denial about their drinking habits and unwilling to seek help. They may also not recognize the negative effects their behavior has on themselves and others. Family intervention in Florida for alcohol addiction presents the addict with a structured opportunity to make changes before getting worse.
The best way to plan and organize a family intervention in Florida is by hiring a professional interventionist. Family intervention is a carefully planned process done with family, friends, and a certified interventionist. During the intervention, these individuals come together to confront the alcoholics about the consequences of addiction and ask them to accept help. The intervention provides specific examples of their destructive behavior and their impact on themselves and their family. In addition, it offers prearranged alcohol rehab plans with clear steps and goals. In the event the alcoholic refuses treatment, the family follows through with a bottom line and consequences.
Health Insurance and Alcohol Addiction Trends in Florida
In 2019, roughly 40% of Florida residents had health insurance through an employer. In addition, 17.4% were insured through Medicaid, and 18% had health insurance through Medicare. Health insurance plans do cover some of the cost of some alcohol rehabilitation programs in Florida. According to the Florida Behavioral Health Barometer, among people aged 12 or older in Florida, the annual average percentage of alcohol use disorder in the past year decreased between 2002 and 2004 and 2017 and 2019. Between 2017 and 2019, the annual average prevalence of past-year alcohol use disorders in Florida was 4.2%.
Sources-
https://www.samhsa.gov/data/sites/default/files/reports/rpt32826/Florida-BH-Barometer_Volume6.pdf
