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Blue Cross Blue Shield Anthem Covered Drug & And Alcohol Rehab in California

 

 

Anthem Blue Cross Blue Shield in California is a Blue Cross trade name and provides health insurance and Medicaid plans. Like other health insurance providers in California, Blue Cross Blue Shield plans cover some aspects of drug rehab and or alcohol rehab in California. Most health insurance plans provide at least partial coverage for drug rehab. Anthem Inc. is one of the top health insurance providers in the United States. Families that are searching for drug rehab in California should contact their Anthem provider. The rehabilitation process involves drug detox, residential or outpatient drug rehab, and aftercare support.

Anthem Blue Cross coverage plans typically fall within three different categories that are Bronze, Silver, and Gold. Typically, Bronze plans are the lowest monthly premium but the highest deductible and co-pays. Silver plans are higher monthly premiums and lower deductibles, while Gold plans have the highest monthly premiums and the lowest deductibles. Anthem also offers Medicaid coverage plans in California. In addition, insured individuals may have access to a nationwide network of Blue Cross Blue Shield providers. Families needing drug rehab options in California should speak to their insurance provider and find out what is available.

 

How Does Private Health Insurance Cover Drug Rehab in California?

The process of how private health insurance covers drug rehab is different for each plan. Anthem Blue Cross offers substance abuse and mental health coverage benefits. The extent of coverage for drug rehab programs in California depends on the health insurance plan. For example, many services are approved if they are medically necessary, like drug detox. The coverage level depends on the plan, and the health insurance plan may authorize a specific amount of time in treatment. Families should check their benefits through their member services. The family should also contact drug rehab centers in California and find out what the process involves when using health insurance.

Anthem is a well-established provider of healthcare coverage. Typically, there could be a co-payment or deductible for private drug rehab. The family will likely have to cover some of the cost while the health insurance plan pays for the remainder. Standard plans through Blue Cross Blue Shield usually cover in-network and out-of-network providers with a low deductible. A basic plan typically covers preferred providers and does not have a deductible, but there is an out-of-pocket expense consisting of a co-pay. In addition, Anthem covers federal employees, retirees, and family members with preferred providers and low deductibles.

 

What Type of Drug Rehab Does Health Insurance Cover in California?

The type of drug rehab in California that Anthem Blue Cross Blue Shield covers in California depends on the plan. Drug rehabilitation involves drug detox, residential or outpatient therapy, and aftercare support. Drug detox is usually medically necessary for treatment, especially when opioid addiction is the problem. Portions of inpatient and outpatient drug rehab are likely covered along with different forms of individual, group, and family therapy. Choosing the right form of drug rehab is important, and a health insurance provider like Anthem provides a family what is available to them. The family should also receive an addiction assessment through a state, local, or private providers like a drug rehab referral agency. It is important for a family to determine what type of drug rehabilitation in California is needed.

 

Family Intervention for Drug Addiction in California

Family intervention for drug addiction is a common option that many families utilize to convince an unwilling drug addict they need help. Once a family has found a drug rehab center through their health insurance provider, they are ready to plan and organize a family intervention. Family intervention in California motivates a drug-addicted individual to seek help for alcohol or drug misuse. It is challenging to help someone struggling with addiction. Sometimes a direct heart-to-heart conversation does not always get through, and the family must take more aggressive measures. Someone that struggles with addiction is often in denial about their drug use. They may recognize the negative effects but are unwilling to accept drug rehab.

Family intervention is a carefully planned process done with family and friends and the help of a professional interventionist. Certified intervention specialists have the training to guide a family through the process. During a family intervention, family and friends come together to confront the drug-addicted loved one about the consequences of addiction and ask them to accept help. A family intervention provides specific examples of destructive behavior and their impact on the drug-addicted loved on and their family. In addition, it offers prearranged drug rehab in California with clear steps, goals, and guidelines. A professional interventionist helps the family plan every step to ensure the family intervention is successful. 

 

Health Insurance for Drug Rehab and Drug Addiction Trends in California

According to information looking at health insurance in California, Anthem provides private health insurance for around 2.8 million California residents. Also, around 0.8 million are enrolled in Medi-Cal through Anthem. Overall, California’s uninsured rate has dropped from 17% to 7.1%, and 1.5 million Californians get their health insurance through Covered California. Approximately 12.5 million California residents are covered by Medi-Cal and 3.7 million adults through the Affordable Care Act Expansion.

Drug addiction in California affects communities and residents throughout the state. Substance abuse disorders were most prevalent among young adults aged 18 to 25 and occurred at nearly twice the state average rate. The number of heroin-related emergency department visits in the state more than tripled between 2006 and 2017. Unfortunately, the use of alcohol and other drugs often begins during adolescence. It is estimated that by 11th grade, more than half of California students have used alcohol, and almost 40% have used marijuana.

 

Sources-

California Health Care Foundation. Health Care Almanac. Health Insurance in California, A Recent History.   https://www.chcf.org/publication/health-insurance-california-recent-history/

California Health Care Foundation. Health Care Almanac. How Many in Your Area Are Covered by the Affordable Care Act. https://www.chcf.org/publication/how-many-your-area-are-covered-affordable-care-act/

California Health Care Foundation. Health Care Almanac. Substance Use in California: A Look at Addiction and Treatment. https://www.chcf.org/wp-content/uploads/2018/09/SubstanceUseDisorderAlmanac2018.pdf