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Beacon Health Options Insurance Coverage for Drug Rehabilitation in Florida

 

 

Beacon Health Options or ValueOptions offers behavioral health services and covers different substance abuse treatment programs in Florida. Health insurance reduces the financial burden of drug rehab, making it easier to pay for treatment. Formerly known as ValueOptions, Beacon Health Options has over 30 years of experience in managed care. The health insurance provider specializes in behavioral care.Health insurance plans include health benefits for substance abuse, addiction treatment, and behavioral health providers in Florida. Beacon Health has a network of different providers and drug rehab centers. Beacon Health Options offers benefits that can cover drug and alcohol rehab in Florida. The first step for an is to contact their Beacon Health Options provider. In addition, they should contact the drug rehab center in Florida to find out what services are covered by insurance.

Arranging drug rehab using health insurance like Beacon Health Options involves multiple steps. Most drug rehab centers in Florida evaluate the patient before treatment. The purpose of the evaluation is to plan the treatment process. Drug detox is the first step to treat addiction to manage withdrawal cravings and symptoms. The two most common drug detox options in Florida are medically supervised detox and standard drug detox. Drug detox should not be considered the only approach to treat drug addiction because it does not provide adequate counseling and therapy. The next phase of drug rehabilitation involves attending a residential or outpatient drug rehab center in Florida. Recovering addicts should also consider aftercare support like 12-step meetings and sober living homes in Florida.

 

How Does Beacon Health Options Insurance Cover Drug Rehabilitation in Florida?

Beacon Health Options offers benefits that can cover or reduce the cost of substance abuse in Florida. The benefits and coverage depend on the Beacon Health Options plan. Health insurance may cover a percentage with a deductible, offer coinsurance or copayment options. The two most common healthcare plans are Health Maintenance Organization plans and Preferred Provider Organization plans. An HMO plan allows a person to choose their primary care physician in Florida. In addition, they can keep that healthcare provider for most of their medical needs. When accessing drug rehab outside of the network, the individual will likely need a referral from their primary care physician.

HMO plans have lower or no deductibles, and overall coverage is usually lower than a PPO plan. Someone who has an HMO plan is likely not seeking drug rehab or counseling out of the health insurance provider network, and they are paying lower premiums. PPO plans allow patients to seek healthcare providers in and out of their network without a referral. However, PPO plans have higher deductibles than those with an HMO plan. In addition, PPO plans cover drug rehab within the insurance provider network, and patients do not need a referral for drug rehab outside of the insurance provider network.

 

What Type of Substance Abuse Treatment Does Beacon Health Options Insurance Cover in Florida?

The types of drug rehabilitation programs in Florida covered by Beacon Health Options vary. Some services may include screening and assessment, drug detox programs, inpatient drug rehab, medication-assisted treatment, and outpatient drug rehab. Beacon Health Options may cover medical detox programs in Florida. In Florida, residential drug rehab centers provide structured and supportive environments offering individual counseling, group therapy, family counseling, dual diagnosis, medication-assisted treatment, life skills, and different behavioral therapies. Residential drug rehab includes short-term and long-term options.

Health insurance may also require the patient to get prior authorization before entering drug rehab or drug detox. Beacon Health Options also covers outpatient drug rehab in Florida, a less intensive treatment option on an outpatient basis. Beacon Health Options plans offer coverage for outpatient drug rehab providing in-network providers and out-of-network providers in Florida. Health insurance also covers individual and group therapy.Families should take advantage of their health insurance plan to pay for drug rehab and make it easier to access drug rehab programs in Florida.

 

Family Intervention in Florida for Substance Abuse Treatment

When arranging drug rehab through Beacon Health Options, there are some other steps to consider. Families may have to arrange a family intervention because most addicts are not willing to accept help. Family intervention in Florida motivates an addict to accept help and commit to drug rehab. Most people struggling with drug addiction are in denial about their situation and unwilling to attend treatment. An addict may not recognize the negative effects their addiction has on themselves and others. With the help of a professional interventionist, a family intervention presents the addict with an opportunity to change their life.

Family intervention in Florida is a carefully planned process providing specific examples of the addict’s destructive behavior. In addition, it helps the family set clear boundaries and set consequences if the addict refuses to accept help. Finally, family intervention offers prearranged treatment with clear steps, goals, and guidelines. Successful family intervention in Florida must be planned carefully to work as intended. However, a poorly planned family intervention worsens the situation. A professional interventionist helps to guide a family through the planning and execution of the family intervention.

 

Health Insurance for Drug Rehab and Drug Addiction Trends in Florida 

Not every family or addict can afford private drug rehab in Florida. However, health insurance plans cover some behavioral health services and addiction treatment options. In 2019, roughly 40% of Florida residents had health insurance through an employer. In addition, 17% had Medicaid, and 18% had Medicare. Unfortunately, 13% of Florida residents were without health insurance. Drug addiction impacts people from all age groups. Without proper treatment, substance abuse becomes progressively worse. According to the Florida Behavioral Health Barometer, 51% of treatment admissions in Florida were for one drug problem. Also, 13% of treatment admissions were for alcoholism, while 35% of treatment admissions were for drug and alcohol addiction.

 

Sources-

https://www.statista.com/statistics/238737/health-insurance-status-of-the-total-population-of-florida/

https://www.samhsa.gov/data/sites/default/files/reports/rpt32826/Florida-BH-Barometer_Volume6.pdf

 

 

 

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