Beacon Health Options Insurance Coverage for Drug and Alcohol Rehabilitation in California
Beacon health insurance coverage for drug and alcohol rehab in California provides different options for families and their loved ones. Beacon Health Options offers behavioral health solutions to health plans for employers, federal, state, and local governments, and labor organizations. The type of coverage for drug and alcohol rehabilitation depends on plan type. Beacon Health Options was formally ValueOptions, and it is one of the largest privately-held health insurance companies in the United States. Beacon Health Options specializes in behavioral health and substance abuse disorder management. The company is uniquely suited to help its members in California with numerous behavioral health options to treat drug addiction.
Drug addiction treatment resources include a built-in support network of medical professionals and a structure of recovery-focused programs to treat drug addiction. The drug rehabilitation process for someone with health insurance is no different than for someone without health insurance. The first step with drug rehab is drug detox, and this process manages withdrawal symptoms and eases withdrawal pain. Typically, the extent and severity of addiction determine what method of detox is needed. However, detox should not be considered the only approach to drug rehab. Following drug detox, the next step involves attending residential or outpatient drug rehab in California, followed by aftercare support.
How Does Private Health Insurance Cover Drug Rehab in California?
The health insurance plans that Beacon Health Options vary significantly and the type and amount of coverage they provide are different with each plan. Most employer-based health insurance plans cover a certain amount for drug rehab in California. Beacon Health Options plans are provided in partnership with other health insurance providers. Typically, there are some out-of-pocket costs, but deductibles, copay, or coinsurance options depend on the health insurance plan type. Beacon Health Options generally require drug rehab centers to be within their network. However, many services are provided out-of-network, and these drug rehab centers are usually paid out of pocket.
The first step is to contact the health insurance provider and determine what drug rehab services are covered and to what extent. It is also important to contact the drug rehab center and find out about the admission process using health insurance. Most drug rehab programs will help the individual or family review their Beacon Health Options insurance plan and figure out if they are covered by health insurance. The Beacon Health Options website also provides valuable information to help members determine what services are covered and how the admission process works. Families should take advantage of their health insurance plans to cover the cost of drug rehab in California.
What Type of Drug Rehab Does Health Insurance Cover in California?
Beacon Health Options specializes in the management of behavioral health and drug addiction. There are extensive options for residential, outpatient, and drug detox programs in California. Coverage amount and type will vary depending on the plan a person has with the health insurance company. Drug detox includes medically supervised detox programs and standard drug detox. Some coverage may also include medication-assisted treatment and programs for opioid addiction. Health insurance plans also cover residential drug rehab and outpatient drug rehab programs in California. When families are searching for drug rehab centers in California, there are some avenues to explore. The first step should be to contact the health insurance provider and find what services are covered. Another option is an addiction assessment, and this could be done through a state or private healthcare provider or drug rehab referral agency.
Family Intervention for Drug Addiction in California
Watching a family member struggle with drug addiction is not easy, and it is difficult for families to know what direction to take to help their loved one. However, family intervention can motivate the drug-addicted family member to seek help for their drug addiction. The best way to organize a family intervention is by hiring a professional interventionist. Someone struggling with drug addiction is often in denial about their drug addiction and may not recognize what it is doing to them and their family. It is difficult for an addict to see the negative effects of their addiction on the people around them. A family intervention presents the drug-addicted loved one with a structured opportunity to make changes before things get worse. The purpose of an intervention is to motivate the addict to accept drug rehab.
Professional family intervention is a carefully planned process that is done with family, friends, and a family interventionist. During a family intervention, these individuals come together to confront the drug-addicted family member about the consequences of addiction and ask them to get help. The intervention provides examples and situations of destructive behavior caused by the addiction and offers a prearranged treatment plan with clear steps. The family interventionist helps the family spell out what each person will do if the addict refuses treatment. Overall, a successful intervention is adequately planned and works, yet a poorly planned intervention could back the addict into a corner and make them feel attacked.
Health Insurance for Drug Rehab and Drug Addiction Trends in California
In California, about 8% of the population struggle with a drug addiction, yet only 10% received any drug rehab for their addiction. Alcohol use disorder was more prevalent than other drug types of substance use disorders. Around 6% of California residents met the criteria for alcohol addiction, and 3% met the criteria for drug addiction. Unfortunately, substance abuse was more common among young adults aged 18 to 25 than any other age group. California’s uninsured rate has fallen from 17% to 7.1%, and 1.5 million residents get their coverage through Covered California. Also, 12.5 million California residents are covered by Medi-Cal, including 3.7 million adults through the Affordable Care Act expansion.
California Health Care Foundation. Substance Use in California: A Look at Addiction and Treatment. October 2018. https://www.chcf.org/wp-content/uploads/2018/09/SubstanceUseDisorderAlmanac2018.pdf
California Health Care Foundation. How Many in Your Area are Covered by the Affordable Care Act. September 2020. https://www.chcf.org/publication/how-many-your-area-are-covered-affordable-care-act/